A Study on Opportunities and Challenges of Financial Inclusion in India with Current Perspective

Social Welfare is a generalized term which covers all aspects aimed at social upliftment of the weaker and downtrodden members of the society. In past social welfare was not done in an organized manner.As per the analysis we found that people of urban area is somewhat aware about this Government’s welfare programs but they give negative response and also not using it. In rural area, people aware about the government schemes they also use it but, lack of the documents, illiteracy, low income are the barrier for maximum utilization of it, selected Government welfare programs Pradhan Mantri Jan Dhan Yojna is most popular.