NPA’s Impact on Financial Performance of Public Sector Banks

Vol-1 | Issue-3 | October-2014 | Published Online: 05 October 2014    PDF ( 49 KB )
Author(s)
Pinky Soni 1; Dr. B. L. Heda 2

1Research Scholar, Department of Accountancy, UCCMS, MLSU, Udaipur Rajasthan (India)

2Associate Professor (Retrd.), Department of Accountancy, UCCMS, MLSU, Udaipur Rajasthan (India)

Abstract

The banking system in India is significantly different from that of other Asian nations because of the country’s unique geographical, social, and economic character. India has a large population and land size, a diverse culture, and
extreme disparities in income, which are marked among its region. The study is based upon secondary data retrieved from Report on Trend and Progress of banking in India, Websites, Journals and Articles. The scope of the study is limited to analysis of nonperforming assets of public sector banks covering the period of 2009-2013. For analyzing the data statistical tool such as t-test, and mean are used. The study observed reduction in NPA is necessary to improve profitability of banks.

Keywords
Non performing asset, Public sector banks
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